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How Mortgages Work – Home and Garden | HowStuffWorks – The bank or mortgage lender loans you a large chunk of money (typically 80 percent of the price of the home), which you must pay back — with interest — over a set period of time. If you fail to pay back the loan, the lender can take your home through a legal process known as foreclosure.
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Mortgage Refinancing for Dummies – consumersadvocate.org – Mortgage Refinancing for Dummies.. which is the difference between the market value of the home and its outstanding mortgage. Others consider refinancing as a way to pay off or consolidate debts and increase the value of their homes. After an appraisal, lenders will usually approve the.
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Introduction to Mortgages: Basic Mortgage Terminology Definitions of Common Mortgage Terms . One of the most important, and confusing, decisions that people make is buying a home and taking out a Mortgage to pay for the house. There are many factors that come into play for people looking to buy a house.