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Now’s the time to try again. HARP has been significantly enhanced since it launched in 2009. The program now requires less documentation and has simpler guidelines, all designed to approve more loans. To date, the program has helped more than 3.4 million homeowners.
Home Affordable Refinance Program – Wikipedia – HARP 3.0. The plan has not passed. HARP 3.0 is expected to expand HARP’s eligibility requirements to homeowners with non-Fannie Mae and non-freddie mac mortgages, including homeowners with jumbo mortgages and Alt-A mortgages, those whose original mortgages were stated income, stated asset, or both.
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